Great Britain · England, Scotland and WalesEditorial guides · Partner advertising labelled
Great Britain guide
How Open Banking payments differ from cards
Partner offers · Country: United KingdomUpdated 11 November 2026
Advertising. Bonus amounts, ratings and review counts are supplied by advertisers and have not been independently verified. Check eligibility and current terms with the operator. 18+. These international campaigns have no dedicated GB offer; GB availability has not been confirmed.
Open Banking is a way for a payment service to initiate a bank payment with the customer's consent. It is not a promise that a gambling merchant accepts it or that a bank block covers it.
Original editorial illustration. It does not represent a tested payment or product interface.Original slot-mechanics illustration; no game outcome, actual jackpot amount or product interface is represented.
Three terms that are easy to mix up
Term
What it describes
What it does not prove
Open Banking
A regulated payment service using bank-account access or payment initiation
That a casino offers the service
Pay by Bank
A customer-facing label that may use a payment initiation flow
That it is a card payment
Faster Payments
A UK interbank payment scheme used by participating institutions
That the bank's gambling block applies to it
The UK Finance paper describes Open Banking payment features and settlement, but it is not evidence of gambling merchant acceptance. The Gambling Commission's payment condition requires covered licensees to use qualifying payment service providers. Whether a specific operator offers a route is a separate question.
Check the exact cashier label, the legal provider name, currency, refund path and whether your bank control includes that route. If you enabled a gambling restriction, don't try another payment rail to get around it.
FAQ
Is Pay by Bank the same as a bank transfer?
Not always. The checkout label can describe a payment initiation flow that sends funds from a bank account. Read the service's terms and check with the bank.
Does a card gambling block cover Open Banking?
It depends on the bank. Some bank pages explicitly distinguish card controls from Open Banking. Ask your own bank; do not infer coverage from a payment logo.
Original editorial illustration. It does not represent a tested payment or product interface.
